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Grabbing Money April 25, 2011

Posted by erichaynes in Family Stories, Financial Freedom, General, Reflections on the Bible, Spiritual Journey, Stories of MyLife.
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When I was a teenager, I vowed that I would never give a church a red cent of my money.

Then God wormed His way into my hard heart and taught me the joy giving.  Once that first penny slipped from my tight-fisted hand, there was no turning back.  God began moving my heart from Selfish to Charitable.

But He didn’t stop there. He began to challenge me to be Extravagant in my giving, to the point that my wife would cringe whenever I would suggest giving money to some Need.  We sort of fell into an informal arrangement that if we were faced with a Need, we would both throw out a number, and the higher number was the one we went with.  I was winning these crazy bouts of spiritual roulette because I had quit being concerned about how God was going to use the finances.

Recently though, I’ve begun to notice that I’m not winning these contests any more.  For one thing, my lovely bride has been totally captured by the Extravagance of God and is giving like she was no longer a wife obsessed with financial security.  Crazy!

But on the other hand, I’ve noticed that I’m not jumping in with the same enthusiasm that I once had.  I’m not totally sure why that has happened, though it may have something to do with having worked in a small-budget non-profit for the past 8 years.  I spent a lot of time getting other people to give cheerfully while I carefully counted the proceeds, nervously hoping we’d make budget by year-end.

And though my wife and I give more money away than we ever have, I’m concerned that my heart isn’t in it; I’ve slipped from Extravagant back to Charitable.  You see, I don’t think you can measure the Journey of Giving by only how much you give, but by how you give it and how willingly you are to do it.

I was recently hit by Paul’s second letter to the Corinthians:

6-7Remember: A stingy planter gets a stingy crop; a lavish planter gets a lavish crop. I want each of you to take plenty of time to think it over, and make up your own mind what you will give. That will protect you against sob stories and arm-twisting. God loves it when the giver delights in the giving.

8-11God can pour on the blessings in astonishing ways so that you’re ready for anything and everything, more than just ready to do what needs to be done. As one psalmist puts it,

He throws caution to the winds,
giving to the needy in reckless abandon.
His right-living, right-giving ways
never run out, never wear out.

This most generous God who gives seed to the farmer that becomes bread for your meals is more than extravagant with you. He gives you something you can then give away, which grows into full-formed lives, robust in God, wealthy in every way, so that you can be generous in every way, producing with us great praise to God.

12-15Carrying out this social relief work involves far more than helping meet the bare needs of poor Christians. It also produces abundant and bountiful thanksgivings to God. This relief offering is a prod to live at your very best, showing your gratitude to God by being openly obedient to the plain meaning of the Message of Christ. You show your gratitude through your generous offerings to your needy brothers and sisters, and really toward everyone. Meanwhile, moved by the extravagance of God in your lives, they’ll respond by praying for you in passionate intercession for whatever you need. Thank God for this gift, his gift. No language can praise it enough! (The Message)

What is fascinating is that God is the one who give with reckless abandon!!  He let’s me sit and ponder and choose who and what I want to give to (with His money, no less), but He will take my decisions and make them Extravagant!

So, for me, the next step is to take a step towards Extravagant again.  I think I need to re-engage how we give and be excited and passionate about what we are giving to.  Giving is not an option.  But God loves it when we’re so engaged in the giving that Joy erupts every time we let go of another penny for the sake of His Glory.  I think God meant for our Giving to be Fun.

How about you? Is Giving something Fun, Painful, or Neither?  If it isn’t fun, you may want to consider the state of your heart.

7 Journeys for 2011 February 14, 2011

Posted by erichaynes in Family Ministry, Financial Freedom, General, Leadership, Spiritual Journey, Stories of Marriage, Stories of MyLife.
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At Shoal Creek Community Church, where I now have taken up vocational residence for all things children and family related, we have our own particular vernacular for detailing the various attributes of the spiritual journey to full devotion in Christ Jesus, called The 7 Journeys.  As part of a men’s group that I meet with each Tuesday morning, we have spent the past month talking about each Journey and what our personal “next step” is for each of those important areas of our lives. Where will you go this year?

In addition to committing myself to getting my body back into a state of physical health (something that took some hits this past year), I am focusing on the following:

J1 – Earner to Heir: I will give at least half-a-day-a-week to walk with my God in outdoor solitude, and a day of fasting at least once a month, in order to better maintain focus on my beautiful relationship with my Father.

J2 – Self-Hearted to Soft-Hearted: I will spend more time each day exploring the needs of my wife and taking leadership in the growing list of large projects at our home, in order to strengthen my heart, serve my wife, and model servanthood to my children.

J3 – Receiver to Giver: I will take a more active role in discussing Christ with my kids on a weekly basis, and reach out to my neighbors by actively creating connecting opportunities this year.

J4 – Isolation to Community: I will more intentionally build relationships with the men in my Tuesday morning group and Thursday evening small group by connecting (phone, email, or in person) with at least one member each week.

J5 – Consumer to Producer: I will actively develop the art of Storytelling in me by teaching children how to tell stories through a summer camp and school storytelling club, ultimately in order to better teach the greater Story of God to my community.

J6 – Charitable to Extravagant: I will help my children better gain an understanding of the power of giving by guiding them to giving opportunities; and I will give sacrificially to help eradicate the Shoal Creek mortgage.

J7 - Traveler to Guide: I will bring together a team of families passionate about helping families begin the spiritual journey towards full devotion to Christ.

There are some smaller details in the midst of all of these that, hopefully, will help accomplish these “next steps”, but in general, they are the things I know I need to focus on this year.  I am excited about the adventure and grateful for the men in my life who will help me, and who I get to help in their journeys as well.

What do YOU need to do this year to move you closer to God?

Cheating the Poor August 21, 2007

Posted by erichaynes in Financial Freedom, General, Philanthropy, Stories of MyLife.
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Because I work with people in poverty on a daily basis, and concentrate on teaching them budgeting and financial skills, this article hit me where I live:

Profiting From Poverty

A lengthy article in BusinessWeek looked at the ways in which companies are targeting the working poor, luring “unsophisticated shoppers by the hundreds of thousands into a thicket of debt from which many never emerge.”

It highlighted the J.D. Byrider Systems national chain of used car dealerships. Offering “financing for all,” at interest rates often topping 20 percent, Byrider does not disclose the price of its cars until it assesses what it thinks prospective buyers can afford for a monthly payment. Critics call it “opportunity pricing.”

The article also singled out tax preparation service provider Jackson Hewitt, which focuses on lower-income neighborhoods and profits by “loaning money to taxpayers too impatient or too desperate to wait for the government to send them their checks.” Other companies that the article said are profiting from the poor include BlueHippo, which finances computers and other electronics at high interest rates; and CompuCredit, which aggressively markets high-interest credit cards to low-income people.

“The Downside to Debit Cards” July 20, 2007

Posted by erichaynes in Financial Freedom, General, Stories of MyLife.
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Today I read this short article from Good $ense Ministries:

“Debit cards have become a popular replacement for checks, and can be a good alternative to credit cards since you can’t carry a balance on your debit card. However, many users apparently don’t know that it’s still possible to overspend with a debit card. According to a Wall Street Journal article, a debit card purchase will go through even when there isn’t enough money in the cardholder’s checking account to cover the purchase. When that happens, the cardholder is then hit with an overdraft fee. Such fees totaled over $10 billion in 2005, most of which came from debit card transactions in which people spent more than they had in their account.”

We Americans are putting ourselves into financial bondage…you can choose to live differently. The Good $ense program (from whom the quote is from) is a great place to start and I can help point you to others.

You can be debt free…you can be free from financial stress…think of all those arguments with your spouse going away!!

Can I help guide you in any way?

Seeking freedom together,

Eric

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